Florida Disability

Is a disability keeping you from performing your work duties? Disability keeps many people around the United States and Florida from effectively performing their job duties, and consequently from maintaining a steady income. In fact, in Florida alone an estimated 2,496,000 people are hampered by a disability. Of those, 1,179,000 people are of working age and often left without means to keep working. Disability insurance helps cover many of their living expenses as they work to recover from injury or illness and it could do the same for you.

Are you interested in a Disability Insurance Policy that will help you maintain your income should a disability keep you from work? Contact one of our Disability Insurance Professionals at Cranberry Lake Financial to help you find the Disability Insurance Policy that is right for you.

There Are Several Types of Coverages for Disability Insurance:

• Total Disability
• Partial Disability
• Own-Occupation
• Income Replacement
• Gainful Occupation

In Florida, Disability insurance offers a few types of coverage. Under a Total Disability coverage, the insurance company will pay out a claim to the insured person only if the person is deemed to be completely incapable of performing their job duties. If you ever suffer a serious injury, it is crucial that you know where you stand with your insurance policy.

It is of great importance that you understand how Total Disability is defined in Florida and by any disability insurance policy that you may pursue. Under certain definitions of Total Disability, you can be penalized for trying to find temporary work that is not hindered by your disability, others do not. Don't be left uninformed when it comes to the details of disability insurance!