Ohio Disability

Are you prepared should a sudden injury or illness impair your ability to work? Disability keeps many people around the United States and Ohio from working and maintaining a steady income. In fact, in Ohio an estimated 1,672,000 people are currently disabled. Of those, 885,000 are currently of working age and incapable of performing all of the duties that their job entails. Disability insurance helps cover many of their living expenses as they work to recover from disability and could do the same for you.

Are you interested in a Disability Insurance Policy that will help you maintain your income should a disability keep you from work? Contact one of our Disability Insurance Professionals at Cranberry Lake Financial to help you find the Disability Insurance Policy that is best for you.

Disability Insurance Policies Offer Different Benefit and Elimination Periods. Some Common Periods Include :

• Graded Lifetime Benefit Period
• To Age 65 Benefit Period
• 2 Year Benefit Period
• 720 Day Elimination Period
• 90 Day Elimination Period
• 30 Day Elimination Period

In Ohio, several benefit periods are available for those seeking disability insurance. These can include plans which cover only up to 2 years, or policies that cover any period up to age 65, or even ones that cover your entire lifetime should you remain disabled. Don't let a lack of knowledge regarding these benefit periods leave in a bind should the unfortunate occur. Get counsel and get informed!

Every disability insurance policy, including those offered in Ohio, includes what is known as an elimination period. The elimination period is the period of time a claimant must wait before receiving benefits. This could be anywhere from a month to up to a couple of years! Making the wrong choice when it comes to elimination periods could prove to be very bad decision. Make sure you have all the information you need in order to make the right decision.